Dumb person needs advice on car lease. Can I lease a newer, more expensive car and have lower monthly payment?

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2021.10.16 14:40 Greta_Kalvo Dumb person needs advice on car lease. Can I lease a newer, more expensive car and have lower monthly payment?

in 2018, My dad leased my dream car from Jeep dealership in my name for my 18th birthday. He was friends with the guy at the dealership so I think I got a good deal, I'm not sure. Anyway, my lease is almost up, my parents are both dead now and I don't know who to ask for help. My goal is to strictly lower my payments by trading in my lease early and leasing a new one but given the new cars are WAY more expensive then what I purchased, I don't know if that automatically means my monthly payments are going to be higher. When I was 18, I had no credit history, a 690 credit score and a monthly income of a little under 2k. I paid a downpayment of $1500 (apparently I wasn't supposed to do that???) for a 2018 Jeep Wrangler that was $42k. It's a 48 lease and my monthly payments are $657.
I was told my monthly payments were high because of all those previously listed factors going against me. My credit score is now an 795, I have a 4 year credit history, with 2 credit cards that I've paid off, and I make almost 3k a month. I have 14 months left on my lease, and after my lease ends I will owe an additional $9k to completely pay it off, but was told if I trade it in before my lease is up for a newer jeep, it could potentially lower my payment. The jeep that I'm looking at is 2021 Jeep Wrangler at an MSRP of 69K. I don't want to make a fool out of myself at the dealership so should I just keep the car I have? I strictly just want lower payments. I went on the Edmunds car lease calculator but I don't know the correct information to put in. Based on everything I said previously, it says my monthly payments will be 647.00 for the new car. Does that sound off?
My main concern is monthly payment and my credit score not going down tremendously. I want to be able to inquire about this at the dealership without them having to run a hard or soft credit. Is that possible? In 2018, they lied last time and said they would only reach out to one vendor for approval and I've gotten letters from at least 10. My credit score went down like 15 points at the time.
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2021.10.16 14:40 -Greenlung Check out Fallout Shelter's seasonal icon

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2021.10.16 14:40 CitrusTheFruitDude Gaming PC - Hilfe bei CPU und Mainboard

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2021.10.16 14:40 Arckhunter https://twitter.com/Arckhunter/status/1449342127754915842NASA, ULA Launch Lucy Mission to ‘Fossils’ of Planet Formation via NASA https://t.co/7cbleBQaoJ Arckhunter

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2021.10.16 14:40 Eson-Carter Correct order (?)

i've always been a huge fan of the Halo lore, ever since 6-8 years ago, i used to spend whole evening reading about it, even read some books, but never actually got to play any of the games. Is there an order or games/books/anything else that i need to follow to go trough the whole lore? And what's the best way to actually learn more about the lore? Are the games worth it or do the books explain more about it?
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2021.10.16 14:40 RawLikeSushi84 Finally after 20 years! My first one ever found!

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2021.10.16 14:40 lilacmagnolia Somebody tattooed the Kourtney/Megan bathroom stall photo on their thigh 🙃

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2021.10.16 14:40 AffectionateKitchen8 I'll remove it, if it's been posted before. A church in Poland photoshopped empty pews over crowds, in order to pretend they're not breaking the social distancing laws.

I'll remove it, if it's been posted before. A church in Poland photoshopped empty pews over crowds, in order to pretend they're not breaking the social distancing laws. submitted by AffectionateKitchen8 to PhotoshopFails [link] [comments]


2021.10.16 14:40 i-just-read-stuff088 If Tali has Chatika and Liara has glyph....

What's probably the best name for engineer class shepard's drone? or what features would you like to be added to give shep's drone more character? Just a random thought while running an engineer class and i just would've liked it more if shepard's drone had a bit more personality. Personally, I think having the feature of changing the color of the drone would be more fun...
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2021.10.16 14:40 KevinCLawler Untitled, Kevin C Lawler/me, oil on canvas handcraved gilded frame, 2021

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2021.10.16 14:40 Ok_Trust8188 It feels really bad to be a straight male submissive

i am tired of seeing how women dont like more introvert guys like me, plus i dont like to penetrate and women i have found that are dominant in 90% of the cases want me to pay them to be the sub, i am almost 20 and a virgin i just want someone who understands me, is normal to feel devastated?
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2021.10.16 14:40 joost013 Chris has dripped off the metronome

Chris has dripped off the metronome submitted by joost013 to TrashTaste [link] [comments]


2021.10.16 14:40 OfftheBranch How to piss off your neighbors first thing on a Saturday morning with the band Death

How to piss off your neighbors first thing on a Saturday morning with the band Death submitted by OfftheBranch to vinyl [link] [comments]


2021.10.16 14:40 Vasg Blocksoccer new version

The new Version has a Leaderboard screen were you see the points of each player when they a local game. You earn points when you score a goal, but you loose points when the CPU scores a goal too. You can learn about it at Blocksoccer site
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2021.10.16 14:40 KGNao How to increase gamepad vibration on PC?

I got a tip from reading a post here that I should use a gamepad to fish semi-afk because it will vibrate when the fish can be reeled it and I thought "that's genius!". So I tried it, and yes, it vibrates but its so low that I can't feel it if I don't grab the controller.
It's not my controller's fault because playing other games with it, I know the vibration can get pretty strong, any way to increase the vibration?
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2021.10.16 14:40 Lilmrtszn The Kanye Krew ➡️⬆️⬅️⬇️

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2021.10.16 14:40 ConnorRoseSaiyan01 Which quirk would you rather have (part 5)

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2021.10.16 14:40 ShlurpMyShlong airplane mode is…

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2021.10.16 14:40 idisliketoo Had to slow that thang DOWNN

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2021.10.16 14:40 theanonymousbear66 I’m so confused. Please may someone explain this to me?

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2021.10.16 14:40 YuYuBunny Final Evolution Dancouga EB Build Tests

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2021.10.16 14:40 imprintent Summer Walker Releases "Ex For A Reason" FT. City Girls' JT

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2021.10.16 14:40 rickdaltonnnnn Can I use "the most" instead of nouns in English? For example, "what's the most you ever lost on a coin toss?" (1) "What's the most important thing you lost on a coin toss?" (2) "You reminds me of the most I am in love with" (3)

Can I use "the most" instead of nouns in English? For example, "what's the most you ever lost on a coin toss?" (1) "What's the most important thing you lost on a coin toss?" (2) "You reminds me of the most I am in love with" (3)
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